Wen Xiao
(He'nan Province Hebi City Qibin District Science and Technology Bureau, Hebi 458030, China)
Abstract: This paper delves into the realistic challenges and solutions of financial technology in promoting enterprise innovation and development, pointing out three major issues: the incomplete legal system, weak financial innovation momentum, and insufficient talent reserves. It also analyzes their constraints on enterprise innovation and development. To address these problems, by improving legal and collaborative mechanisms, strengthening the dynamic development of financial technology, and constructing a precision strategy for composite financial talent matrices, we provide a solid legal foundation, a favorable collaborative environment, and robust technological and intellectual support for financial technology to empower enterprise innovation and development, thereby better leveraging the role of financial technology in promoting enterprise innovation.
Keywords: financial technology; enterprise innovation; collaborative development; composite talent
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